City Union Bank – Voice Biometric Authentication
Organization
City Union Bank – Mobile Banking Users
Objective
Strengthen security, reduce fraud, and deliver frictionless mobile banking authentication.
Solution
KSV Voice Biometric Authentication integrated via mobile SDK; encrypted voiceprints; liveness detection; anti-spoofing; audit trail.
How It Works
Enrolment: Speak for 10s; voiceprint created and stored securely. Authentication: Speak any content; real-time match; liveness checks; backend verification.
Technical Summary
Mobile SDK integration; secure voiceprint storage; real-time verification engine; admin console; API integration with core banking.
Benefits
Password-free login; faster authentication; reduced OTP costs; improved fraud prevention; scalable for millions of users.
Conclusion
CUB modernized mobile banking security with voice biometrics, balancing convenience and protection; roadmap includes fraud analytics and multilingual support.